What should I do?

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I'm 26, Last year my then 19yr old cousin asked me for a loan of 5,000 to pay for school. I thought about it and told her I'd give it to her on the condition that she keeps her grades up. I told her once she got good grades, consider it a gift. Then I found out that she didn't even enroll, she spent the money on clothes and other stuff. I was really disappointed and just completely cut her off. This past weekend she called me apologizing for everything and saying that it's Christmas and it's a time for forgiveness etc etc. I found out today that her step dad kicked her out and she's now living on her own. Am I wrong for not wanting to have anything to do with her? After what she did, I was really disappointed and hurt. Should I forgive her and let her back in my life, or just completely cut her off like I've been doing? What would you do? I feel like a fool because she took my kindness for a weakness and now I'm not sure if I can let her back into my life. What do you think?

What should I do?

Sorry, but I'd suspect that her father has kicked her out for the same spoiled, rude, immature behavior she exhibited to you when asking for a loan for school then blowing the money. There is no way that I would ever loan this girl money again, considering the previous circumstances. However, it is family, and if you feel you must do something, perhaps you could have her live with you for a little while (and perhaps even charge her a little rent so that she can learn responsibility). You can assist her with finding jobs, and if she indicates an interest in school again, go down with her to enroll and make certain that the school gets the money, if you are paying for it. (And let her know you expect repayment for your earlier loan in the future!) And if she does move in with you, watch your money closely!


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