First-time homebuyers?

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First-time homebuyers?

America's housing bubble is rolling over, and IMO you will save a lot of money by renting instead of buying for the foreseeable future (2-5 yrs).

First-time homebuyers?

I don't know of any special deals due to your occupations, but both are solid jobs that should have a lender looking favorably on you.

While $8K in credit card debt might be higher than you'd like, it shouldn't knock you out of contention for a mortgage, especially with your excellent credit score. You don't say what your husband's score is, and that will matter too. It would be good to have at least 10%, plus closing costs, saved for a down payment.

You should be looking now, to get a good idea of what's out there. You don't say where you are located - in many areas there are plenty of homes on the market.

First-time homebuyers?

How much money do you have to put down on a house? The more you have, the easier it will be to get a loan. Whether you will qualify will depend on your income and the amount of debt you already have. Talk with a mortgage broker in your area. S/he can ask you questions and determine how much you can afford to pay for a house.

Start looking now. It sometimes takes a while to find what you really like.

First-time homebuyers?

Wow you are looking for a lot of info lol (I know, I went thru it too). Get a few of Suze Orman's books about real estate. Also, look into Home Buying for Dummies.

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First-time homebuyers?

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