How should we go about buying a house...?

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How should we go about buying a house...?

Well I would call Washington Mutual, and see what they could do for you. They are really good to work with you. 1-866-926-8937

That is there phone number. Or there website : www.wamu.com Me and my husband have a mortgage loan with them. We really are pleased. Good luck

How should we go about buying a house...?

Pre-approval first. If you bank with a local bank go there first..they can see from your bank statements that you make good money and may be more willing to help....otherwise I have found GMAC Mortgage to be helpful .. go to this site and enter your zip code to find a local office..

http://www.gmacmortgage.com/

How should we go about buying a house...?

Clean up your credit. Check your credit score. There is not point looking at houses if you aren't preapproved. You'll just be wasting everyone's time and money. Also, if you can show a decent amount of time where you have paid your bills and worked on paying creditors you still have a good chance. What you should be looking for is a mortgage company that does its own underwriting. These are companies that look at the person and Make a DECISION. Most lenders plug your numbers into a equation and that's it. Mind you, do not go to a sub-prime lender. They will charge you a huge interest rate or try to get you to take out some ridiculous adjustable rate or interest-only mortgage. You want a 15 yr fixed mortgage. Otherwise, bide your time and pay your bills. Your time will come. It takes time to get into a financial mess. It will take time to get out.

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How should we go about buying a house...?

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