How should we go about buying a house...?
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It makes sense to go for preapproval first, especially if your credit isn't real good. That way you'll know where you stand, and won't be disappointed by looking, finding a house you love, then getting turned down.
If you're in the Pittsburgh area, Howard Hanna is a huge real estate company with many offices, many listings, and they handle getting your financing also.
Good luck.
How should we go about buying a house...?You may want to check out www.naca.com : theres no down payment, no closing cost and no application fees. You are guaranteed a 5.5% int rate. They work for the consumer not to benefit the mortgage industry. Although they look at your credit, your credit doesn't determine whether you get a home or not. Everyone is a given the same rate because they can't discriminate based on your credit. You have 10 steps to ownership and if you can prove you can pay the mortgage you can get a home. They make sure you get and are approved for a home you can afford. No matter how much you make: great or small. this is an excellent program.....you won't be disappointed.
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