I want a home. But my credit score is 520. PLEASE HELP!?

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Once you have your pre-approval you may go shopping for a home, either with a realtor you know or with one the mortgage broker can provide for you.

Once you have found a home for yourself, the real estate agent will get a contract drawn up between you and the sellere for both of you to sign. He will also provide a copy to your mortgage broker.

Your mortgage broker will at that time order an appraiser to verify the value of the property.

Your mortgage broker will probably want additional information, but that is normal, so don't blow a gasket.

He will also open escrow closing agent, secure a title report for the property, order loan docs for you to sign.

I hope this has been of some use to you, good luck.

"FIGHT ON"

I want a home. But my credit score is 520. PLEASE HELP!?

All these answers give you ideas, and here's one more:

If you have paid your rent on time every month, and can provide cancelled checks (front & back) to prove it for 12 months, it's possible you could qualify for several government programs like FHA, VA, and other community programs. There's also down payment assistance money available. These programs offer very competitive interest rates since they are trying to get renters into their first home.

I am in Ohio, so if you are outside Ohio, I can probably recommend a reputable company in your area.

I want a home. But my credit score is 520. PLEASE HELP!?

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I want a home. But my credit score is 520. PLEASE HELP!?

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