Imminent Foreclosure?
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Buy something in your price range or start looking at some rentals. Search for a realtor who has done a lot of short sales and list your home on the market.
DO NOT QUICK CLAIM!!!! Lets say you do the quick claim and the investor cant work the short sale out. do you think he will just quick claim it back to you? now you have a mortgage payment and no house. No good!
shoot me an email if you need any more help.
trap_fis@yahoodotcom
Imminent Foreclosure?Normally you approach your lender with a short sale, not one of those "we buy houses" people--they are bottom feeders preying on desperate people. Talk to your lender, see if you can negotiate something with them and leave out the middle man. Good luck.
Also-- try www.naca.com
They are a non-profit housing advocacy group and they might be able to help you refinance. They do fixed rate loans. They got their money from a huge financial win against Fleet Bank for predatory lending practices. Now they use their money to help people buy houses and keep their houses.
OTHER POSTER: Um, my comment was not "ignorant". If you are thanking the people who ripped you off blind, then I think you are the ignorant one. You answered a sign on the side of the road and took pennies on the dollar and you are seriously recommending that to someone else? That is just crazy.
Imminent Foreclosure?If you are facing foreclosure, it is best to deal with whoever you can to help you out of the situation. The " bottom feeders" that the other poster so ignorantly commented on saved my credit when I called their sign on the side of the road. I know they got a good deal but I would have lost my house anyway and my credit would have been ruined.
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