What should I tell the loan officer about my housing situation? (details below)?

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My husband and I were planning on moving to another state last March and had a vacation planned in February. So we moved out of our apartment before the vacation and planned to stay with my husband's dad for a few weeks after we got back until the move. It didn't happen quite the way we planned though and my husband's job transfer will FINALLY take place this November.

We're hoping to buy our first home, but I'm worried about how our housing situation will look to the loan officer. We haven't paid my father-in-law rent, but have been buying materials for construction projects at his house and working on his house. It seems like lenders would want to see regular monthly rent payments. I thought about just saying that we have been paying my father-in-law rent, but then it occured to me that they won't find any such a payment in our bank statements. What should I tell them? What should I write down on the paperwork that asks what our rent payment is? Thanks in advance everyone!

What should I tell the loan officer about my housing situation? (details below)?

He is not going to care. Many people stay with their folks for a few months to save for the down payment. It really won't matter at all.

What should I tell the loan officer about my housing situation? (details below)?

IT ALL ULTIMATELY DEPENDS ON HOW GOOD IS YOUR HUSBAN AND YOURSELF CREDIT. I DON'T THINK IT SHOULD BE A MAJOR PROBLEM WITH THE LENDER IF EVERYTHING IS OK. HOW MANY YEARS HAVE YOU GUYS BEEN PAYING FOR RENT?

What should I tell the loan officer about my housing situation? (details below)?

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