An estimated 2 million adjustable rate mortgages are scheduled to reset by the end of 2008, going fr
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It is not your deposit money, mortgage money comes from specific mortgage bonds that investors buy, not checking and savings accounts.
The borrower has responsibility too, not just the mortgage person. Why would anyone get mad about a professional offering choices to a consumer? Look, if you are only going to be in your home for two years, why pay a higher rate for those two years with a fixed rate loan? Some buyers are actually saavy, and smart - not all borrowers are dumb, and we should quit calling them dumb by placing all of the blame on all of the lenders.
Mortgages don't kill people, the misuse of them does. There is not bad mortgage programs, there is just bad application of mortgage programs at the fault of lenders and/or borrowers
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