Are loan rates different for recreational vehicles( motorcycle or ATV)?

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Rates / months

Are loan rates different for recreational vehicles( motorcycle or ATV)?

Generally rates on Off road motorcycles will be handled more like an installment payment, but as another person mentioned there are many sources for loans. You just need to look to see what is available. The dealer is not generally the best place for any type of loan. Car Motorcycle, etc. The reason being that you often never really know what you paid for your purchase.

If you get a loan from another source then you deal in hard factual dollars when you negotiate. You make a dollar offer and the dealer either accepts or denies.

You should try to have your loan already set up when you go out to look for a vehicle of any kind if saving money is important to you.

Are you buying a motorcycle?

Are loan rates different for recreational vehicles( motorcycle or ATV)?

That would depend on who your borrowing the money from. At my credit union, where I have my truck and motorcycle purchased, the truck is 4.9% and the motorcycle is 5.9%. But I think that is based more on the price that I paid for it. The truck deal had been made with a trade in, and I only had about 80% of the cost of the new truck in the new loan. With the motorcycle, I borrowed 100% of the purchase price. Check around, banks, credit unions, and other lending agencies offer different rates, depending on how bad they want your business.

Are loan rates different for recreational vehicles( motorcycle or ATV)?

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