Are vehicle secured loans safe to pay off credit card debt?

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Me and my fiance are getting married but i have a feeling it will have to be delayed till i can get my credit cards paid off, I will have my car loan paid this year but the financial banker guy told me that i could use my car loan as collatoral and take out a loan through them to pay my credit cards off, most of cards are 15-30% and i just can't keep up now, i don't want to compromise my car loan because i have done awesome with it.

Please let me know if a vehicle secured loan is a way to go, i am scared that it will ruin my credit showing that i couldn't pay my car loan, but at the same time my credit rating has decreased because of the number revolving cards i have.

Are vehicle secured loans safe to pay off credit card debt?

Never trade unsecured debt (credit card) for secured debt (car or house loan). Not only do you still owe a whole lot of money, but now you can have your car or house taken away too.

Are vehicle secured loans safe to pay off credit card debt?

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