Does wife's credit rating affect mine?
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My wife has very bad credit. Been turned down for a futher advance on our mortgage because of it.
Can i get an unsecured loan (mine is good)? Does her credit rating affect mine - we have joint mortgage, all other accounts separate - not behind on any mortgage payments
Does wife's credit rating affect mine?As you have a joint mortgage you will be linked to her on credit reports so yes, it probably will affect your ability to get credit.
You can get the association taken off...but as she is your wife, they may not let you.
try checking the experian website.
hope this helps!
Does wife's credit rating affect mine?yes she will be shown as an associate of yours.
Does wife's credit rating affect mine?I really don't understand how a married couples credits scores work. My wife and I have been married 20 years and I make 4 times what she does and yet she has a better credit score than I do.
Does wife's credit rating affect mine?No you'll be O.K on an unsecured loan, providing her name is not on the loan, its only when security is needed for a secured loan that would be a problem.
Alliance & leicester are good.
Does wife's credit rating affect mine?no i dont think so
Does wife's credit rating affect mine?As long as you are associated then the majority of companies will take into account your wife's credit rating, as you have joint mortgage then there will be a definite link between the two of you.
It really depends on how many times you have asked for credit between you and whether your payments have been made on time, however word of advise never use quote comparison sites and the like when looking for a loan as it all gets logged.
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