Help! I've applied for what seems like all the alternative/private loans I can w/ no luck!Any r
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I'm leaving for school in a couple of weeks and I need a loan asap! I will be living off campus so I have rent and other expenses to pay! I feel like I've applied for all the private/alternative loans available & I've had no luck! Any Recommendations? I do not have a cosigner (well I have one, but they do not have such great credit)! Perhaps somewhere w/ high approval rates? HELP! thanks!
Help! I've applied for what seems like all the alternative/private loans I can w/ no luck!Any recommendations?Here are the steps you need to take:
1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:
http://www.fafsa.ed.gov/
2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don't need a cosigner or good credit for it. For more info go here:
http://www.studentfinancedomain.com/stud...
3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:
http://www.studentfinancedomain.com/stud...
4) You can also try to get a grant or scholarship, which is free money that you won't have to pay back. Look here:
http://www.fedmoney.org/
http://apps.collegeboard.com/cbsearch_ss...
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