I've done my research on payday loans and have decided I need one. How do I find a pay day cent
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If you decided to get a payday loan you have obviously NOT researched them very well.
Go get a 2nd job instead.
I've done my research on payday loans and have decided I need one. How do I find a pay day center near me?you dont want a payday loan, trust me.
the only way you would want one is if you can afford to pay all your bills and the loan back with your next paycheck.
there is a rate, but the rate is set up so it is a fee.
ex: you borrow $425. the rate is like 400% percent for 2 weeks so you pay 500 back. if you do it for one week before you get paid, the rate is 1100% so that you still pay $75 no matter how long you had the loan (which would only be until your next pay day)
there are no services, the charge isnt so much a rate, because you pay a set amount based on what you borrowed. they adjust the rate to keep the fee the same, as i illustrated.
you have to pay it back in person, cash, for the whole thing.
just trust me, you have to pay the whole thing, plus fees, and still be able to afford your other bills on top of that, or else you will have to take out another loan, which is more in fees.
if you have a bank account with overdraft protection, i would use that. occasionally, i will overdraft from my bank ($400 is the limit), and they charge me $28 overdraft fee, which is much better than $75.
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