Is GMAC mortgage a good company to do business with?
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I signed up for a home loan with them. I have read reviews of GMAC that make me question my decision. I realize that i should have discovered my concerns earlier. Does anyone else have a loan with them and has the experience been positive? Any suggestions on whether to prepay points or just keep the rate as is? Any ways to get a loan with less than 20% down and not pay P.M.I.? I heard either get a 80/20 loan or agree to pay a higher interest rate and get a larger loan which includes the P.M.I. costs. There has to be another way.
Is GMAC mortgage a good company to do business with?I've had 2 previous mortgages with GMAC, no problems at all. Paying points to lower the rate may be a good decision... if you plan to remain in the home for a long period of time. Otherwise you won't get your money back.
Is GMAC mortgage a good company to do business with?There are a LOT of people with GMAC mortgage,very few have trouble.
I believe Ditech is a subsidiary as well.
Is GMAC mortgage a good company to do business with?If you don't put down 20% or more, you will have to pay PMI.
Is GMAC mortgage a good company to do business with?I had GMAC for years before I refi'd. I never had a moments trouble with them and was sad to see them go when I switched.
Is GMAC mortgage a good company to do business with?I had them for main mortgage and 2 refi's. Their fees were much higher than the bank I switched to for my current Refi. Before I switched, Ditech wanted $3K in fees for closing costs. My new bank $350.
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