Lending Tree, can it really be that cheap to get a mortgage ?
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STAY AWAY FROM LENDING TREE. They hide their fees and bait and switch Also lending tree is owned by ameriquest quest check them out on BBB see what you get
Lending Tree, can it really be that cheap to get a mortgage ?The only experience I had with them was filling their online ap out and putting in my state (where I used to live) and only after letting me put in ALL my personal info did they reveal to me they did not do my state. That really teed me off.
Lending Tree, can it really be that cheap to get a mortgage ?From what I understand they get you in at low payments for the first 36 months or so but after that they jack the payment up to the real rate. It is a way to get people in that can't go in at the current rate. This is all great until the real rate kicks in and you lose your home because you can't afford the new high payment. It in my opinion should be illegal to do this because it targets people who are desperate to get a home only to get in trouble financially later.
Lending Tree, can it really be that cheap to get a mortgage ?If you have not already signed with Lending Tree - you may what to try a Broker - Why Talk with a broker, a broker underwrites for many company's (I underwrite for 150 companies) so I only have to pull credit 1 time, and they look at my credit. A single lender (not a broker) has programs available, but they may not be able to help you and your situation, so you go elsewhere, and than that person pulls your credit (see what I mean.) If you shop, your credit is pulled and that is considered a soft pull, for a 30 day period. Just like shopping for a auto, it is good for 30 days. If you apply for a credit card, that is considered a "hard" pull and it drags down your credit score. When looking for a home, please do not apply for a credit card, Department Charge Card, Gasoline Card or make any major purchases, like a auto, etc. This will pull your credit down.
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