Where can I get a small auto loan (under 7k) with reasonable rates?
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Banks tend to not lend less than $7,500. for a car loan. The rates for a personal loan are ridiculous! (If you happen to be perfect they will do 8.99% - at a score of 656 I am not perfect)
Please don't suggest Capital One - they also have this same policy about not lending for these rates!
In the dealerships they will give me a 9% rate (although they are making a kick-back there) I would like to come in with a loan.
Help!
Where can I get a small auto loan (under 7k) with reasonable rates?Credit Unions are know for having the best loans and beat banks. First get the approval notice from your credit union and then go the dealership and try to negotiate the best rate you can with the dealership with telling them your rate. Once you get the rate you want, or if the dealership cannot meet your rate, they may say you can only use their loan before flipping it to your credit union. They way around this is to have the loaqn paperwork made out to your credit union and not to you. you will get the best rate.
Right now because of the Mortgage crisis, there is problems with issuing credit-it's a very difficult time even for people with the best credit to get a great rate. The Feds are expected tpo reduce interests rates futher that will help you more
Where can I get a small auto loan (under 7k) with reasonable rates?Why not save up and pay CASH?!
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