Home Loan Worries???
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Hope this helps.
Home Loan Worries???Don't fret about the mortgage guy! He gets paid when you sign for the house (loan), he wants his payday quick. It has nothing to do with reality.
Now, on another note (no pun intended). Don't let the seller, real estate person, or mortgage guy push you into something. They all want the same thing from you, money! If, If, If the mortgage guy is being honest with you (which you doubt, and so do I). It only means he has to start over again getting you the loan. That might work in your favor. Another thing, there is always another house for sale, so don't get caught up in the "what if I lose this house?"
Wait for all the inspections, don't fret the delays, and close when you choose. You are the star player in this little drama! They are all working for you! No one is doing you a favor, you have earned the right to wait until you are sure everything is in order. Good Luck!
Home Loan Worries???Your pre-approval is basically worthless, as far as a loan guarantee goes. Any lender can change criteria at any time, and can deny your loan right up until the moment of closing. Yes, I've seen it happen, when an unsavvy borrower went out and bought $10K of furniture 'for their new house' on a credit card, and the lender ran a last minute credit check to verify that nothing had changed.
What's with your realtor, that this city inspection is coming in at the last moment ? Did he decide to take a siesta until you were ready to close ?
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