How hard is it to get a Mortgage because of Subprime Lending issues?

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But with the profile you state that you have, you should very easily qualify for 100% financing. Ask if a 75/25 would save money over an 80/20 (it should).

It's getting more difficult to get 100% financing with scores under 620. That's where the tightening is taking place, along with the reduced documentation (no income verification/stated income loans). You need neither.

Anyone pitching you a short-term ARM, you should probably avoid. Fixed rates are right about equal with a 5 year fixed ARM right now, so why bother?

Need anymore info, you can feel free to email me through here.

How hard is it to get a Mortgage because of Subprime Lending issues?

It is going to get harder for a lot of folks to get a mortgage for their house but I don't think you are in that group. Sub primes are difficult to finance folks-you are not.

Do your shopping until you are convinced it is the best deal for you.

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How hard is it to get a Mortgage because of Subprime Lending issues?

Don't good sub prime........If someone try to take you sub prime.....try another broker......................



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