Mortgage loan total plus home equity loan when selling?
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My fiancee (or living companion for 10 years) was given an only one chance if he cheated again. We have a house together and a home equity loan (all in my name) if i decide to sell the house cause the things don't work out (i must sell the house cause i could not afford the mortgage plus the loan by myself plus all the costs of the house) do i add both of the loans together at the time that i put the house on the market? My house is in mint condition, just remodeled bath and kitchen too and the total that i owe is $180.8k (mortgage and home equity) and houses in my neighborhood are selling for close to 300k. Any recommendations?
Mortgage loan total plus home equity loan when selling?Get a qualified realtor to help with pricing. They will know better than anyone what your house is worth. A good realtor is worth every penny.
Mortgage loan total plus home equity loan when selling?This is a situation where you may decide to consult a lawyer. Since the house is in both of your names, but the loans are in yours there could be some law applicable to your situation. By all means sell the house for fair market value and pay off the loans. The equity split will depend on local law.
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Good Luck!
Jon
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