My credit is not the best and i have asked my mortgage?
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company to help me with a equity loan. i have good equity in my home and have a good payment history of paying my house note. but i do have a lot of other things that i am not up to date on. is there anything i can do to get the mortgage company to give me a equity loan.
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My credit is not the best and i have asked my mortgage?Well, if you have, say, 50% equity in your home, ANYONE should be willing to give you maybe another 25% in home equity loan. YOu might want to check with a local bank, rather than the mortgage company.
My credit is not the best and i have asked my mortgage?The first question they'll ask you is: " what are you going to use the money for? Pay off debt? Enhance your existing home?". You'll need to be prepared to have a good reason. Secondly, if you do have debt, paying it off would be an EXCELLENT start before asking for the loan.
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