What kind of mortgage interest rate can I get with a 660 credit score?
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'A' paper is currently running around 6.4% give or take. With a 660 you're probably looking around 7% or a bit more especially with a BK on your record. It's probably doable, but shop around carefully.
What kind of mortgage interest rate can I get with a 660 credit score?check with your local banks and financial institutions.
of course this will vary with every person. things they will consider are:
your income
time on job
credit (of course)
down payment you are able to provide
any judgements / liens
in today's market it is hard, but it can be done with hard work. the problem is that currently the foreclosure rate is up and skyrocketing more every day.
One reason for the foreclosures is the ARM loan (adjustable rate mortgage). people went into these loans at a time when the interest rates continue to rise and their property values are falling. so stary away from ARMs.
you want to concentrate on gettting a 30 yr fixed , no prepayment penalty loan. that way you will know what your payment is every month.
also stay away from people on the internet who say "email me..i can help you"
they cannot ...you will only go deeper into debt and possibly lose your identity. stick with your local banks.
good luck
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