With my mortgage payment going up and i cant afford it,what should i do,i dont want to sell my home?
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With my mortgage payment going up and i cant afford it,what should i do,i dont want to sell my home?I'm guessing by now you're realizing you should have NEVER taken the adjustable rate loan. Bad decision every time.
You don't refinance with the same company, you should have found a broker to help you before the rate became adjustable.
Buying a house is great unless you don't have any money, then it's the worst decision you could ever make.
Seriously - WHO CARES that you don't want to move out of your house. Sometimes when you buy things that you can't afford, you HAVE to sell them. If you don't they'll foreclose on your house and you'll have terrible credit for the next 7 to 10 years. You have children to take care of so you need to think about what's best for them. Find a small apartment that you can AFFORD and sell your house ASAP.
You've made some bad decisions, but you have an opportunity to fix things. Do the right thing, get out from under your hosue right away!
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