House caught on fire, my ex is the main insured. how can i proceed?
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i'm insured with safeco. the house caught on fire in march. apparently some changes were never made to the policy, including removing my ex from the policy. he no longer has an ownership interest in the house (except that he is still on the loan). safeco is saying that they can't send the check to me. they have to send it to the primary insured (my ex), and they can't just remove him (it's "illegal").
they want a letter from my ex saying to remove him from the policy. he said he would, but it's been a week, and they haven't seen any letters/faxes from him.
what are my rights? what kinds of things can i say? who is supposed to be helping me with this?
how can i speed this up?
how can i remove my ex?
House caught on fire, my ex is the main insured. how can i proceed?If you have divorce papers stating that you are now the owners of the home most companies will accept that. But, most companies will want his signature to remove him. If you are having him removed ask them to remove him back to the date before the fire and they have them reissue the check.
House caught on fire, my ex is the main insured. how can i proceed?Do you and your ex live in the same area?
Have SafeCo dictate the letter to you. Type it, print it and take it to your ex to sign.
Make or have him sign two originals and then give SafeCo on of the originals. Be friendly, firm and thankful. You'll get it done.
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