Finance charges!?

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Yes I should've read the 'fine print,' but the finance charges on a current card that I financed my motorcylce through are killing me!!

I make my payments the same day I receive my online statement, yet I get finance charges bigger than due balance its self.

I have never ben late on a payment. the APR is 11.9% and the current balance is about 6,000. I don't wanna give too big of payments, because the more I give the more they finance charge.

Would it be better to transfer to another card, or get som kind of bank loan? If so how is that done? Or, what is the best strategy to pay this off?

Finance charges!?

If you are able to transfer the balance to a credit card or bank loan that has a lower interest rate, that is your best option. In the meantime, you SHOULD pay as large of a payment to them as you are able. This will reduce the principal owed as well as the finance charges on the balance.

Finance charges!?

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