Paid my 3 delinquent bills that were charged off on my credit report...what now??
The key to financial power lies in your credit rating. If you plan to get a home loan, save money and get better credit starting now!
Within 6-12mos. of doing these things, you should see a good improvement in your credit scores. Since negative information stays on your report for 7yrs(unless you are lucky with the disputes), it is very unlikely that you will reach "A" credit in a year...but it IS possible to raise scores in the 500s to scores in the 600s within a year. Good luck!
Paid my 3 delinquent bills that were charged off on my credit report...what now??If you paid a charged off account, it will now be reported as "paid charged off account"
Paid my 3 delinquent bills that were charged off on my credit report...what now??Get written documentation to show your debts were paid.....than go to the 3 credit repoistories on line to view and dispute info reported on your credit....each bureau has their own methods....but pretty simple reallly.....the websites are experian.com, equifax.com, and transunion.com
Paid my 3 delinquent bills that were charged off on my credit report...what now??your score will go up in time 3 to year. and good on disputing them.. and from now on pay all bills on time..
Paid my 3 delinquent bills that were charged off on my credit report...what now??Disputing the delinquencies doesn't necessarily mean that they would be removed, especially with the collectors still having that information. It takes a while(sometimes up to a year) for that information to be purged from the collector's records. When you paid the delinquencies it would've been helpful for you to request a payment for deletion, meaning that the negative information be removed from your report once the payment was received. But that didn't happen so now it's a matter of playing time and the waiting game. Don't expect them to be removed from your report when you disputed them the first time. Chances are the information will simply be reflected correctly. You may have to wait later on down the line in order to dispute to have it removed.
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