Refused a Nationwide Debit/Credit card?
The key to financial power lies in your credit rating. If you plan to get a home loan, save money and get better credit starting now!
are you on electorial role? are you paying tax in the uk? do you live in a good neighbourhood? all these things affect their decision making.
your best bet is to apply for a current account with a high street bank and stay clear of building societies.
Refused a Nationwide Debit/Credit card?Easy answer to this question.
You live abroad and are not on the Electoral Roll here. Also if you only have a basic bank account with them, I suspect you do not have any active credit facilities anywhere in the UK, at least not ones that would show up on Experian.
You are not failing a credit score, you are failing a policy rule because they cannot identify you. Nationwide use electronic data records for identification and you don't have anything identifying you at Experian so to all intents and purposes you do not exist in the UK. In your circumstances you are likely to find this with most lenders. Money Laundering regulations require at least two forms of positive ID, one confirming your name and date of birth, the other your address.
Refused a Nationwide Debit/Credit card?try yorkshire bank or co operative these have the lowest account but you get a debit card
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