Should I apply to a better COLLEGE?

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You never said exactly what your EFC was, but that number is used to determine the Pell grant (free money), the Pell amount would be the SAME at any school you go to, private, public, ivy league, better, whatever, but the loans, scholarships, and state grants will probably be different from school to school. Higher the cost, the more loan amounts you will be offered, of course.

If indeed you do only qualify for loans, consider going just part time so you can afford it and not have to take out loans. However, an education is the best investment in yourself and well worth the money spent.

Good Luck!!!

Should I apply to a better COLLEGE?

you could apply to a university type school and would get more aid, but you are still not going to get 100% and will still need to come up with money, so it may not be an advantage. it is not bad to take out loans, and even if you have no credit you will still get government student loans. opening up a bank account will take 5 minutes, it is not difficult at all. are you planning to not work AT ALL during school? if so, you should reconsider. you will not be able to find a school that is willing to just give away all the money you need to support yourself and pay school expenses. get a job and go to school, it will be worth the sacrifice in a few years. many many students work and go to school and the community colleges are very flexible in terms of schedule. your other option is to stay at your 11/hr job and see where you are in 4 or 5 yrs.



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