What are my options for banking?
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What kind of banks are there? Regular type banks like Bank of America and then Credit Unions, any other types?
I would like a less "corporate" type banking option. I am not looking for loans or to borrow, just be able to have a debit card to make online purchases.
I plan on traveling around the US so i dont want a regional bank.
What are my options for banking?I would recommend local or smaller banks with a good personal banker. They usually have the same services and are better able to help on a personal level. So make some visits to the banks and interview them like your were their employer, because in a way you are.
Most everyone has free on-line banking and bill payments. With a bank card and employer who has automatic you can travel any where in the world. The bank will even process the exchange rate.
When you do get ready to get a loan that personal connection that you have built up with your personal banker will help.
If your banker goes somewhere else or the bank changes hands, i.e. merger,and the person you have been dealing with is good go to the next bank with them.
In the past 30 years I've had on main bank and two personal bankers. It's been a medium sized regional bank.
Experience with Bank of America, Us Bank, WAMU, and Wells Fargo all very depending upon the local branch.
What are my options for banking?probably washington mutual, I think they are all over.
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