A real place for loans for real bad credit?

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i have been trying to get a personal loan and a mortgage and no place absolutely no place will give me one now i know there are people out there who has worse credit than me and i can't get a second chance please don't suggest payday loans prosper american general or citifinancial they all advertise for bad credit but you still get turned down

A real place for loans for real bad credit?

Start rebuilding your credit.

Begin by taking $500.00 in to a bank. Deposit it and make a loan using that account as collateral. Set up regular monthly payments and make every single payment exactly on time until the loan is paid in full. Credit is established/rebuilt by showing that you can make REGULAR monthly payments over a period of time (paying the loan back early won't help your bad credit).

When you've paid back the first $500 loan, do the same thing over again, depositing more and borrowing more against the deposited amount (your collateral).

Do it again.

Don't miss or be late with ANY payments with any creditor. If you see in advance that you're going to be late on a payment, talk to the lender in advance. Many times they will help you figure out a way to keep your credit improving.

Don't borrow more than you can repay. If you can, set up a payroll deduction amount to be paid to your loan automatically.

A real place for loans for real bad credit?

I think I would try to do without whatever it is you want until I saved up the money, instead of trying to get more debt when you have bad credit already. You could just get in worse shape.

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A real place for loans for real bad credit?

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