Anybody know anything about Westbury Ventures???
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Has anyone dealt with this company. They are payday loan company and I defaulted on payment. So I tried to set up a payment plan and they refused. Now they are trying to add all these charges. They keep harassing me at work. I work for a law firm so I had one of the lawyers tell him to kindly quit calling we don't accept debt collection calls. So now they are calling and just laughing and then hanging up. I looked up payday loan laws in Illinois and they can't charge any extra fees after default except insufficient funds. Well, you see I put stop payments on that company and they are mad. I have now asked for a detailed bill. I took out a 300.00 loan and they are claiming I owe 960.00. I have already paid them 180.00 since October. How can I get them to leave me alone. How can I set up a payment plan when they refuse to give me a detailed bill and information to mail it to. I refuse to give them my bank account number. Anyone have experience w/this?
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Sorry I can't give you a better answer. There are states where the state's own usury laws do not apply.
In one state, if the lender is licensed in another state, then the lender will not be prohibited from lending online.
In another state, an online payday loan would be illegal if it resulted from a solicitation (an email), but legal if the consumer searched for a loan, and stumbled upon the lender's website.
Again, visit the site below, and be sure to file a complaint with your state's attorney general.
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