Credit Counseling Recommendations...Lawyer, Maybe?
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I took out too many payday loans last year. I paid as many as I could, but now it's catching up with me.
My wages have been garnished from one creditor, and the balance is almost paid off, but now I just received notice today that I'm about to be garnished again by another company. I'm in debt, but not enough to declare bankruptcy (at least I don't think so). I want to get this taken care of, but I've found out that payday loan companies are not very flexible. I'll never deal with them again.
Should I get a lawyer involved? Can anyone recommend a good credit counseling company/service? Have you been in this situation, and if so, how did you handle it? ANY advice or encouragement would be very much appreciated!
Thanx!
Credit Counseling Recommendations...Lawyer, Maybe?A lawyer really can't help--you apparently owe the money. I'd try Consumer Credit Counseling even though it's not credit card debt. They handle a lot of this stuff and may be able to help you out.
A free site worth looking at is this:
http://www.cheapskatemonthly.com/
Try to do what you can to pick up a few extra bucks and get rid of all your loans ASAP. Unfortunately this kind of experience is costly.
Good luck.
Credit Counseling Recommendations...Lawyer, Maybe?a lawyer is a waste of money == what you need to do is down size == get rid of cable cell phones interent service until you get rid of the pay day loans!!!
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