Financial advice?
View your credit file based on any of the UK credit reference agencies, or all three at once
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Even with the above resources or others - it may take a minute to get things rolling so be willing to find part time additional work if necessary.
Regardless of how much debt you are in start setting aside 10% of your gross income and place it in a high interest savings account. Always pay yourself first. It's the first law of attaining lasting long term wealth.
Read:
The Richest Man in Babylon & The Automatic Millionaire
If you are not willing to do the above, then it may be wise to flip this house. You should get more than you paid since you did some home improvement.
Just don't get into any further debt.
http://www.SoGettingRich.com
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