Have any of you been in debt up to ur eyeballs!?? ugh...well I am...how do you get out??

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okay...here's my list of all my debt

1) almost every CC company

2) student loan(yikes)

3) payday loan(bad idea)

4) court fine

5) personal loan(cashcall)

6) and I broke the lease on my last apts. and I still owe them!!!

is there any hope for me?? other than filling debt??? I really don't wanna have to do that.

will I ever be approved for another loan to pay these off??? what's a girl to do? help!!:)

Have any of you been in debt up to ur eyeballs!?? ugh...well I am...how do you get out??

OK You are really in bad shape. You knew where you were when you posted, right?

For now forget the CC companies, everything there is unsecured. They will call a lot but just let them know you cannot pay at this time. Work that one out later. After 120 days of late they will start to work out a deal where you may be able to settle for a lessor amount. Be polite with them, you will have to deal with them later.

Student loans have to be paid back. Can you put them in forebearance for now. That will buy some time. They are low interest but will still cost you more if you put off paying them earlier. But for now forebearance is the answer.

Payday loans are secured. They are secured by your checking account. In Ohio, anything over $250 on one check, in default, is a felony. Probably in your state it is just as serious. Passing bad checks is very serious, and that is what payday loans actually make you do if you don't pay them back. Get these paid back first.

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Have any of you been in debt up to ur eyeballs!?? ugh...well I am...how do you get out??

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