How do you get out of debt when you are $2,000 in the hole?

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Ya , OK , he has a job , now WHAT are you doing ?

I did not hear about any babies , so get a job and do not let him be carrying this by himself .

How do you get out of debt when you are $2,000 in the hole?

some of them will just call them and try to work out a schedule with them. you may be surprised.

How do you get out of debt when you are $2,000 in the hole?

There is a guy named Dave Ramsey who writes books on this stuff. Your library might have some of them.

In a nutshell, he says you need to have a written budget. If your income is not fixed, you prioritize what bills to pay with what you have. And try to save up an emergency fund to deal with surprises.

Most of what he says is basically spend less than you bring in each month by cutting back on your lifestyle and spending on the bare necessities. That may not help much. But you will never be able to borrow your way out of debt.

How do you get out of debt when you are $2,000 in the hole?

Why are you borrowing more money to get out of debt? That doesn't work. You need to cut back on your day to day expenses:

cook at home, from scratch. No vacations until you pay your debts. Don't charge your future away. Do you want 20% or more of your income to go for interest, which is basicaly for nothing? Learn to save up and pay cash! Your money is your choice, why

be poor and in debt for your entire life?

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How do you get out of debt when you are $2,000 in the hole?

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