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Step 4: Getting ahead鈥?br>

Congratulations, you are now completely debt free and likely decades sooner than you ever thought you would be! Now is the best opportunity to get ahead. You now have been used to paying $1025 a month (in this situation) towards your debts for probably about 5-6 years. You鈥檙e used to that expense, why not keep paying it鈥?to yourself! Start building in investment portfolio or savings plan of some sort. Remember when you were in debt and you couldn鈥檛 even fathom the thought of having $100 free each month to save? Now you have $1000 a month! That鈥檚 $12,000 a year! Imagine in 2 years, you could buy that new car, and you don鈥檛 even have to finance it this time! You can pull a Jim Carey from the movie The Mask and say 鈥淒o you accept CASH!?!鈥?CHA-CHING! And drop 25 grand on the table! It鈥檚 really up to you what to do with your money. You鈥檝e worked hard to get out of debt so you deserve to treat yourself, but if you are used to putting that $1000 a month towards something why not really treat yourself with retiring 10 years sooner than you thought was even possible? If you are 30 years old and putting away $1000 a month to a retirement plan, retiring at age 50 is very attainable!

Step 5: Financial Freedom!

Enjoy life! You鈥檝e gone from being $72,000 in debt to being debt free with an extra $1000 a month going towards savings and planning on retiring at age 50, in less than 5 years! Many people spend their entire lives in debt, but you鈥檝e tackled it now in a couple years! You now have the choice to do what you want financially and not worry about it!

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I need Help please!!?

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