I need at least $300 very quickly. I've never had a credit card. Can I do it this way??

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Ok, I'm 24 years old. I've never had a credit card, by choice. I've been trying to keep my debt down so that when I'm married and start a family we won't be drowning in debt. I've made it fine until now.

I'm in a position where I need at least $300 (preferably more) FAST. I have no one who I can turn to and ask for the money. And it's for rent, so obviously you can see that it's important. I have a job but I don't start it for a couple of days. So I know I won't get my first check in time to cover these expenses.

Basically I'm brainstorming how I can come up with this money in the way that will cause the least financial trouble down the road. The only ideas I have come up with are to either:

a) use a credit card, or

b) payday loan.

I am scared of payday loans, even though I have friends who have gotten then and said it wasn't that bad. I'm also scared of credit though, because I'm not an expert in it. And I'm not sure how it would work if I charged $300 so soon.

I need at least $300 very quickly. I've never had a credit card. Can I do it this way??

Payday loans are very bad news, stay away from them if at all possible.

As for the credit card, if you have stayed away from building credit all of this time, it's doubtful (though not impossible) to get a credit card that is not secured. And to get a secured card would mean that you would have to put down $200 to $300 to start with.

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I need at least $300 very quickly. I&#039;ve never had a credit card. Can I do it this way??

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I need at least $300 very quickly. I've never had a credit card. Can I do it this way??