Negative accont balance?
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To alleviate your situation - sell your jewelry, sell anything you have that can bring you a dime - get another job.
Here's a few sites that might ease your mind:
http://www.ckfraud.org/penalties.html
http://www.fair-debt-collection.com/sear...
Sorry you're in such a bind - and good luck to you, hope you're back in the black in a few months!
Negative accont balance?this suitcivation. u need to go to jail.
Negative accont balance?Notify the bank to place to suspend account activity and hold all payments. Then pay off the bank debt, followed by the debts to the cash advance places. Pay the bank FIRST. You don't want a long-term debt to a bank on your credit report. The cash advance places are private businesses and are much less likely to report to a credit agency right away. They'll go through a collection agency first, by which time hopefully you'll have the money to pay them off.
Negative accont balance?Banks are perfectly happy to let you dig yourself a hole such as you have. They will get their money sooner or later and in the meantime, they keep on charging fees. If this was a credit card, you would be paying higher interest. Writing a check when you KNOW you do not have the balance to clear the check IS fraud, and you can be arrested for it, but it is unlikely. There is no benefit to anyone if you end up in jail. Just be aware that knowing you do not have the money and you write the check anyway, that does constitute fraud. Pay it off as soon as you can and don't use payday loans. Payday loans charge fees that if it were interest on a loan can be as much as 50% if it was an annual interest rate basis. Time to cut back and economize so, how about dropping the gym membership? Is that really essential? I'll bet you buy bottled water. Are you aware that bottled water costs 2-3 times as much per gallon than gasoline? What else can you stop spending money on? Watch the pennies and the dollars will take care of themselves.
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