"Our Friendly Neighborhood Bank- Take a look, notice if this happens to you and change your ban

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"Our Friendly Neighborhood Bank"

A practice, our neighborhood bank has extended themselves into is the "payday loan" venue, which although they are loath to admit practicing, is in effect, the exact same thing as the corporations who really do involve themselves in the "payday loan" venue. Your friendly "storefront" (that is what banks refer the branches as now, run by a "store manager") also, not to your by permission, extends "payday" loans. It occurs on no minimum amount accounts, and or linked checking-savings accounts. The bank, loading up the preset or web bill pay demands to the same day of your automatic deposit paycheck. The customer, who thinks he or she covered the check last week,falls victim to the internet pay demand from the 3rd party, say the electric or gas company. Then, you who have a "positive" balance, suddenly notices that all your bills are paid first, then you deposit is made, then "fees" deducted. Keep an "operating amount aside", to remain safe.

"Our Friendly Neighborhood Bank- Take a look, notice if this happens to you and change your banking habits.

I had this happen to me a number of years ago. It happened once and I called the bank about it. I spoke with a customer service rep, and unsatisfied, spoke with a supervisor. At the time I also had direct deposit to this bank. So here I am with what amounts to a check that is hitting the bank on an empty account so I take a paycheck advance offered by my bank. Only the check hits the bank 5 minutes before midnight and the paycheck advance doesn't hit until midnight. So know I am hit by a fee from the bank and the person I wrote the check to, right? If you talk to the right person they will waive the bank fees, but this is one of the worst scams that banks have come up with. Not only do you pay an arm and a leg for this, it won't save you either. And you end up doing it more often than not, because your paycheck ends up going to cover your advance, not what you need to pay.

"Our Friendly Neighborhood Bank- Take a look, notice if this happens to you and change your ban

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