They are threatening me with wage garnishment?

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I took out a payday loan (stupid thing) and Something came up and I couldn't pay it back at that time, but sent what I could and now they are saying that I paid the loan in full but there are other charges that I have to pay. When I asked for a bill or something showing the amount they refused. They harrass me at work and home. They now just called and wanted Human Resources so they can do a wage garnishment. I thought you had to go Court in order for them to do it. And I tried to look the loan company up to see if they are legal in Illinois and I can't find anything on their business. It is getting so embarrassing. How can I make them go away. How can they garnish my wages. I don't make all that much and I am supporting my 2 kids, where daycare takes most my check anyway. How can they get away with this? They said they are from Westbury or something like that? Anybody have any advise on what to do? They are harrassing me..

They are threatening me with wage garnishment?

Unfortunately when you couldn't pay the loan back at the time specified you probably incurred late charges and other things that are in the fine print that most ppl don't see. Even though you paid the loan off you still owe this other $ amount and if you don't get it taken care of you could face more charges. I imagine you signed some papers and if you did you are stuck. I feel bad because those payday loan places are a bunch of money hungry sharks and prey on lower income ppl......they don't care who gets hurt in the process!

They are threatening me with wage garnishment?

talk to human resources 1st see what they tell you or you might have to get a lawyer?

They are threatening me with wage garnishment?

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