What can I do legally if a company forged a check that I wrote them.?

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I was going through financial problems..so I took out a payday loan..however,when it came due for me to repay the loan I was still short..so I called the company and set up weekly payment arrangements,which they agreed to..a week later I checked my account and saw that they not only attempted to cash the check..but they had actually changed the amount on the check and put my initials on it. I didnt have the funds to cover the check so it NSF'd.. Luckly I had a carbon copy in my checkbook with the correct amount.my bank waived the fee.but can companies just get away with this?

What can I do legally if a company forged a check that I wrote them.?

NO - they cannot get away with this. This is check fraud. You can call the police. Keep the evidence! And call your bank again and ask what you can do to report this company. I'm sure they'll volunteer to do the reporting for you. This is a VERY SERIOUS OFFENSE.

What can I do legally if a company forged a check that I wrote them.?

The ONLY way ANYBODY can get away with that kind of nonsense is with the agreement of the issuer of the check (that would be you). In such situations, the person who alters the check -if acting on your instruction- has a sort of "power of attorney" for that item.

But that WASN'T the case with YOUR check, was it? You authorized no such thing.

Now, in order for you to be ale to legally do anything about it, you have to either find a controlling statute, OR demonstrate damages. Apparently, since the bank reversed the charges, you have no damages, so other than being annoyed you have little to claim as actual damages.

That said, what the loan sharks did may amount to "uttering;" that is, issuing a bogus check, and the law itself may specify damages if such is the case. Knowingly attempting to pass a "bad" check in some states if punishable by TREBLE damages -that is, 3 times the amount of the check, payable to the person who got "burned."

It is an attorney question, so find an attorney friend or someone who works in an attorney's office to advise you. Otherwise, contact your state's Department of Labor and Industry or Consumer agency (whatever these are called where you are) to run it by them -who knows? You might get a payoff. Good luck!

What can I do legally if a company forged a check that I wrote them.?

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