College student... $7,000 credit card bill. HELP!?
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So I've never had ANY debt at all besides student loans but i'm not even putting those into account til i get out of school because i have until then to begin paying those off. plus i've been super lucky and my parents have taken out as big of parent plus loans as they could to pay for my college besides what those did not cover. ANYWAY i took a year off from school and got a full time job in retail for something to do while taking my time off. i'm an idiot and got a credit card; didn't think and spent a lot more than i made. now i'm back in school and have $7,000 debt to pay off with NO job. my schedule doesn't even allow for part time because i'm in a high demanding program, dental school. to make matters worse, i go year round for the next two years to get done quicker. my credit card is interest free but that ends this november. i don't want to tell my parents this because it's not their responsibility. any student loan i can take out that i won't have to pay til i graduate? HELP!
College student... $7,000 credit card bill. HELP!?well the first thing to do would be get that paid off fast (tell your parents even though they might kill you). and then promise to pay back every single penny (plus interest if you want to show that you are taking matters into your own hands, sorta) and then cancel the credit card and think of this instance when you want another card. good luck!
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