College student... $7,000 credit card bill. HELP!?
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Listen up bud, you need a part time job. I don't care how demanding your dental program is. You need to deliver pizzas on Friday and Saturday nights. That's right tough guy, no more social life for you until that debt is paid off!
Don't say that you don't have time to work like that. I bet you have time to go out with friends on the weekends. If that's the case then you should be working and not socializing.
If you're fortunate, you're in a very populated area and can start tutoring high school students. In North Atlanta, an in home Algebra 2 tutor can charge $45 / hour easily. You're in dental school so you're probably smart enough to do something like that.
Man, I just gave you a plan: tutor high school kids 2 hours / week that will give you an extra $300 or so a month. Deliver Pizzas on the weekends should give you another extra $500/month. In 10 months, you're out of credit card debt.
One more thing, I highly recommend that you do a small group Bible study offered by Dave Ramsey or Crown. My wife and I did Crown 8 years ago. Today, we are absolutely debt free including the house. No house payment, no car payment, no credit card payments. The money that we make, we give it away, save it, live off of it and have fun with it. We are FREE because we are debt free. My friend, you are a slave. But you too can be free.
College student... $7,000 credit card bill. HELP!?One solution is get another credit card that offer 0% interest for 12 months or a low interest credit card that stays low for the life of the balance. Chase has 1 that offers 0% for 1 year and the Blue from AmEx which offers 4.99% for the life of the balance, which is as good as you can get. This is better than getting student loan which may charge higher interest. To learn more or apply this or other offers, u may go here: http://www.explorecreditcard.com/balance...
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