Credit Score?

View your credit file based on any of the UK credit reference agencies, or all three at once
LifeLock is the only Identity Theft Prevention Solution backed by a one-million dollar guarantee!Click here to get a 10% discount.

LifeLock Identity Theft Prevention - Save 10%

Credit Score?

I also have a Providian credit card and not long ago I wondered the same thing.

I have the ability to pull credit due to my job, so I pulled mine and it was a exact match.

Don't worry about inquiries. When you pull your own credit it is a soft pull and doe's not deduct from your score. And when people are applying for a loan on a vehicle or a home the system counts the pulls as one which only cost you 3-points.

Credit Score?

FICO is a formula used by many agencies to make up credit scores; they are the primary score used by creditors to determine the level of risk they have by lending you money or extending you credit; your score of 735 is an excellent FICO score and your good to go for most any loan absent any issues.

Credit Score?

Transunion FICO is one of the three major credit bureaus, but I dont think a lot of people report to them they prefer experian or equifax.

Credit Score?

So the credit score you got was either for you or your husband, not a combined score for both of you. Credit scores are individual, based on each person's history. In this case, the credit score is probably for whoever is listed first on the account - but you could call Providian (now WAMU) to be sure.

A score of 735 is considered very good/excellent. The score that the mortgage lender pulls for TransUnion will probably be within a few points of that score, as long as nothing on your report changes. Things that might change it are getting a new account, significantly increasing or decreasing the amount you owe on your accounts, or closing an account. When you are looking to buy a home, it is advisable to make as few changes as possible to your credit history for 3 - 4 months before you buy the home as possible. So - no new cars!

First Previous 123 4 Next End

Credit Score?

Topic