Would I be Wrong?

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I was working with a mortgage broker on a mortgage that I wa previously approved for in 2/07. In June when he ran my credit again, he says that multiple negative accounts are showing on my reports plus a bankruptcy. The accounts/BK are not mine. When I pull my reports, I do not see these accounts. (I had seen the BK previously but disputed and it was removed on 2 bureaus and it stayed on the 3rd but he said it didnt really affect me cause it was reported as dismissed, so I figured I would wait 3 months and dispute again. I never saw the accounts though.) The loan officer is saying that my reports are pulling up 2 social security numbers, I have already verified my social to him. I think those negative marks are from that other number. He is telling me that there is nothing else he can do. He suggested I contact the credit bureaus to straighten it out.He mentioned a quick rescore but said it was too expensive.Would I be wrong to go with another lender at this point? What should I do

Would I be Wrong?

Go to another lender

He's not trying are he would give you a print out to help you straighten things out.

Would I be Wrong?

No, it wouldn't be wrong at all. Always work with more than one person to get 2nd opinions, especially if you don't trust someone. I applied for a mtge a while back and there were things on my report that didn't belong to me, it belonged to someone else who shared the same exact name but with different SSN. The lender told me it happens, so all I had to do was give them something in writing to tell them that it wasn't mine. I thought it was going to be a big deal, but the lender made it work out just fine.

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Would I be Wrong?

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