Can I qualify for a mortgage?
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I am graduating in May from the University of Kentucky (accounting). I made $25,000 last year from poker that I can verify with 2007 tax forms. I have a credit score of 761. I will probably be heading to law school in the fall and possibly entering the workforce with a part time accounting job making $15-$20 an hour for no more than 20 hours a week in the fall. I would like to purchase a home in the Cincinnati area for $100k-$125k. I am in love with a $200k home, but don't want to put too much pressure on myself while I am in school. Will I qualify for a mortgage loan now/soon even though I am/may still be unemployed?
(By the way it is difficult for me to find a valuable cosigner. My fiance want, but her signature would be basically worthless with her no credit history. No credit, not bad credit.)
Can I qualify for a mortgage?Without steady employment you won't qualify. Also, part time jobs needs to have a 2 year history in order to count the income on mortgages.
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