Help! My home is being foreclosed, I am current on my 1st mortgage?
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When I divorced my husband 8 years ago I kept the house and the 60k 1st morgage. Our divorce decree stated that he would pay the 2nd mortgage for 30k. I bought him out and remained in the house. he would quit claim the deed to me which he did. and life went on. Fast forward 8 years later. My ex borowed more money from that 2nd loan and now defaulted. The bank is forclosing on my house. The quit claim deed was never filed at the court house. The Title agent who notorized my ex's signature never filed the deed until two years later. The bank extended the credit line to 89k. Now they want to take my house. I do have an Attorney we think we have a case against the bank that didn't do a proper title search. If they did, they would have seen that he was no longer on the deed and couldn't borrow any more money against my house.
Then my D. attorney didn't make sure the deed was filed to protect me. The Title agent didn' file it either.
Any thoughts on this.
I feel like such a victim
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