Financial Crisis...in need of a Loan?

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If you don't have friends ready to lend you money NOW, then asking where can you get a loan is simply the wrong question.

Downsize, sell half your clothes even if it's for pennies - it's a good exercise - clean your room and take an extra job for the pity $8/hr.

At 19 you want everything to hapen overnight, but the simple truth is that while nothing can happen THAT fast, a period of like 2-3 months can make MIRACLES.

Yup, looks like forever...but once you're done it'll look like one night.

Financial Crisis...in need of a Loan?

19 years and 690? : GOOD CREDIT SCORE!!!! Enjoy this article: steps for getting a private college loan:

http://all-student-loan-consolidation.bl...

Financial Crisis...in need of a Loan?

How does/why would a 19 year old have car notes, cell phone and 2 maxed out credit cards?

A Loan? The last thing you need is more debt!

I am 40 and have never had a credit card or a car note. I own my own home and car and have Zero debt. Never had, never will. I worked full time during the day and went to school at night and paid for my own education. Took longer, but it gave me responsibility and pride of ownership.

You need to cut up the credit cards, ditch the cell phone, take back the car you can't afford.

Save up money while riding public transit to 2 (or even 3) jobs and then buy a used car for cash. Pay off the credit cards with the money you were spending on a cell phone bill. Don't put anything else on a credit card...if you want something, save up money until you can really afford it.

You are young enough to fix this error that you have created in only 1 year or so of adult life. Once you pay off these mistakes, do it right the second time and you can live a long, happy Debt Free life.

Your parents are doing the right thing! They ROCK!

Financial Crisis...in need of a Loan?

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