I need information on getting a small personal loan around 3,000 to 5,000?
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My credit is ok to bad. This is all from student loans prior. Over the last two years my credit score went up a lot. I had a roomate who wiped out my savings. My lease in my apartment is up this July, but at the same time a found a house that is lease to buy. So I am paying two rents now, on-top of many bills that are coming in due to him. My student loans are consolidated,I have a first premier credit card for a about a year which my limit was increased. I have been with my employer for eighteen months. Also, I wait tables five nights a week. I bring home well over 4,000 a month. What do you think my best option is to getting a fast, small loan before I begin making late payments and be secure with moving into my new house? Thank you, Scott.
I need information on getting a small personal loan around 3,000 to 5,000?Step one - figure out exactly how much you owe and to whom.
Step two - if you can't pay everybody, start by setting aside funds for your food, shelter, transportation, and clothing (all stuff you need to live) and a small emergency fund ($500-1000). Talk to your apt. landlord and see if you can get out of your lease a month early - this may be cheaper than paying the rent for June.
Step three - if you can't pay minimums on everything, contact your creditors BEFORE they start calling you. Try to work out a payment plan that YOU can afford. Don't let them tell you they need a certain amount (more than what you told them you can pay). They'll be happy to get something from you. Only you know how much you can afford to pay them.
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