Question about a loan? Please help?

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That said, getting *some* documentation is better than nothing. You could contact a lawyer to draft an agreement stating that you "bought into" the house for "X" dollars and expect to get that much money if you are ever forced to leave the house. If you don't want to go to those extremes, you could write something yourself and get it notarized. It might not hold up in court, but if you do split up and it's even remotely amicable, you'll have the document to say, in effect, "You promised. Be a man and pay me back."

Question about a loan? Please help?

I hoestly dont know, but if you are worried about it i would just in case

Question about a loan? Please help?

If your wanting him to sign an agreement that if you two were to break up then he will be responsible for XXX dollars I think you could just type out a agreement btwn you two and have him sign it with a witness.

But remember regardless you will be the one responsible for paying that loan back if it is your name.

Question about a loan? Please help?

Please check with your mortgage lender to see if they will accept a down payment that comes from borrowed money ("sourced"). If they will check to see if it needs to be "seasoned" (in an account for a certain amount of time prior to spending). Consider a contract or lease agreement with your boyfriend that states in clear wording that he is pay $X a month towards the mortgage and in the event of a break up he is to pay $X to reimburse you for your initial down payment loan. Make sure to have the document notorized.



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