SERIOUSLY!!! Defaulted Studen Loan! - What Can I do and What can they do?
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It depends where you got your loan. In Canada, the Crown doesn't mess around. You might be able to offer a lower one time amount of 7500. 10,000 isn't that big of a deal in the big picture. Try to pay off as much as you can, it is not worth bankruptcy.
SERIOUSLY!!! Defaulted Studen Loan! - What Can I do and What can they do?First you should contact the Dept of Education and see if you can make direct payments or if you can choose the agency you make re-payment to. Some student loans go through different financial institutions (mine through Wachovia) and you should be able to set up a repayment plan directly through the original creditor. Also, as long as you make ANY type of payment nobody can attach your wages, but your tax return will be taken every year, which you have probably noticed. I can say the idea of writing on the check the Paid as agreed is a clever idea and I will probably need that one day. It is kind of like the people who send you the $3.00 check in the mail but written on the back in the smallest of small print is a contract that by cashing you agree to.
SERIOUSLY!!! Defaulted Studen Loan! - What Can I do and What can they do?Where do you live?
If you're able to move, consider relocating to the parishes adjacent to New Orleans, Louisiana. Seriously.
People sweeping the FLOOR at Popeye's make $10/hr here. Plus a weekly bonus.
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